Investment Property Loans

Investment property loans are tailored for buyers who want to purchase real estate to generate rental income or build long-term equity. Whether you’re looking to buy a single-family home, duplex, or multi-unit property, these loans give you the financial leverage to grow your real estate portfolio and maximize returns over time.

Scott Mueller – Snap Mortgage offers investment property financing options built for both new and experienced investors. Whether you’re exploring your first rental or expanding your holdings, these loans are designed to support your goals with structured solutions, competitive rates, and a clear process from start to finish.

Unlike primary residence loans, investment property mortgages typically require a larger down payment—usually 15% to 25%—and may have slightly higher interest rates. However, these loans offer tremendous potential for those seeking steady rental income, tax advantages, and long-term property appreciation. A well-financed investment property can generate ongoing cash flow while building equity that supports future opportunities.

Loan options include both conventional and portfolio-style programs. Fixed-rate and adjustable-rate terms are available, allowing investors to choose what works best for their short-term and long-term plans. Whether you’re planning to hold a property for years or sell after a renovation, there are flexible loan terms to match your strategy.

Lenders also take rental income into account when qualifying you for an investment property loan. This means you can potentially use the projected income from the property to help meet debt-to-income requirements—making it easier to qualify, especially for multi-unit buildings or high-demand locations.

Scott Mueller – Snap Mortgage works directly with investors to make the financing process more efficient and less complex. From analyzing cash flow potential to outlining closing costs, you’ll get a clear picture of your investment upfront. You’ll also learn how different property types and loan terms affect your return—and what steps to take to strengthen your approval.

These loans can be used to purchase a new investment property or refinance an existing one. If you own an income-generating property already, refinancing can help you lower your rate, access equity, or reduce your monthly expenses.

Whether you’re aiming to build passive income, increase net worth, or diversify your assets, investment property loans offer a smart path to get there. If you’re ready to grow your real estate portfolio with financing that supports your strategy, it’s time to take the next step. Let’s build your future with a plan designed around opportunity and results.